
Unlock a Higher Credit Score
Use rent and monthly expenses to grow credit and spot problems on your report early.
Take the fast track to credit confidence with the main tools you need for score improvements.
Rental & Utility Payment Reporting
Use everyday bills to build your credit
Unlimited Dispute Letters
Deal with any issues that are hurting your score
Credit Scores & Reports
Check your scores and identify how to improve them
Use Rent & Bills to Build Your Credit
Your rent and utility payments don’t have to go unnoticed. We report them to the three major credit bureaus to help raise your credit score.
Real Results. Real Fast.
Take control of your credit with easy disputing and AI score boosting tools - all in the palm of your hand.
A High Score is Your Right
Easily dispute flaws to ALL 3 bureaus. Don't be scared - disputing is your right and won't hurt your score!

Turning Credit Struggles Into Credit Wins
1 in 3 People
have an inaccuracy on their credit report.
Source: Consumers Report
20 points in 30 days
You can increase your credit score by at least 20 points in 30 days.
Source: CreditXpert Mortgage Credit Potential Index
50 Points or More
Source: IDIQ® Study of IdentityIQ® and MyScoreIQ® brands
Be Part of the Credit Success Story: Millions Have Improved Their Scores With Us.

1 Week for $1, Then 38% Off
Renews at
$39.99
$
24.46
/month
after trial period. Cancel anytime.
Rent & Utility Payment Reporting
Turn your everyday bills into powerful credit building tools. Boost your credit score by reporting your on-time rent and utility payments directly to the major bureaus a stronger financial future.

Credit Report & Scores
View your latest credit scores from the 3 major bureaus and set your credit score goals.
Credit Report Review
Review flagged items that can potentially be negatively affecting your credit score.
Personalized Game Plan
Easily keep track of your dispute letters and the responses you receive from the credit bureaus.
Unlimited Dispute Letters
We make it easy to dispute those negative items on your credit report. Our Dispute Hub generates custom dispute letters for each credit bureau and tracks your progress.

3-Bureau Credit Scores & Reports
AI-Driven Interactive Credit Analysis
Unlimited Dispute Generation

