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woman looking at her phone with CreditBuilderIQ widgets floating around her and credit scores from the 3 major credit bureaus.

Unlock a Higher Credit Score

Take control of your credit with easy disputing and AI score boosting tools - all in the palm of your hand.

Take the fast track to credit confidence with the main tools you need for score improvements.

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3-Bureau Credit Scores & Reports

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AI-Driven Interactive Credit Analysis

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Unlimited Dispute Generation

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Real Results. Real Fast.

Take control of your credit with easy disputing and AI score boosting tools - all in the palm of your hand.

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A High Score is Your Right

Easily dispute flaws to ALL 3 bureaus. Don't be scared - disputing is your right and won't hurt your score!

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Be Part of the Credit Success Story: Millions Have Improved Their Scores With Us.

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1 Week for $1, Then 38% Off

Renews at

$39.99

$

24.46

/month

after trial period. Cancel anytime.

Score Center

View your latest credit scores from the 3 major bureaus and set your credit score goals.

CreditBuilderIQ member site Score Center widget showing a credit score and score trackerCreditBuilderIQ member site Score Center widget showing a credit score and score tracker

Credit Report Review

Review flagged items that can potentially be negatively affecting your credit score.

CreditBuilderIQ member site Credit Report Review widget showing areas of your credit report that need review

Track Your Progress

Easily keep track of your dispute letters and the responses you receive from the credit bureaus.

CreditBuilderIQ member site card showing a sent dispute letter to Equifax

Dispute Hub

We make it easy to dispute those negative items on your credit report. Our Dispute Hub generates custom dispute letters for each credit bureau and tracks your progress.

CreditBuilderIQ member site Dispute Hub widget showing dispute letters progress from drafts to created to sentSent letters CreditBuilderIQ screen
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3-Bureau Credit Scores & Reports

a blue icon of a score gauge

AI-Driven Interactive Credit Analysis

pink paper airplane icon

Unlimited Dispute Generation

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1 in 3 People

have an inaccuracy on their credit report.

Source: Consumers Report

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20 points in 30 days

You can increase your credit score by at least 20 points in 30 days.

Source: CreditXpert Mortgage Credit Potential Index

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50 Points or More

Increase your credit score by 50 points or more for those who stay on the product longer.

Source: IDIQ® Study of IdentityIQ® and MyScoreIQ® brands

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