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woman looking at her phone with CreditBuilderIQ widgets floating around her and credit scores from the 3 major credit bureaus.

woman looking at her phone with CreditBuilderIQ widgets floating around her and a credit score.

Unlock a Higher Credit Score

Take control of your credit with easy disputing and AI score boosting tools - all in the palm of your hand.

Take the fast track to credit confidence with the main tools you need for score improvements.

3-Bureau Credit Scores & Reports

1-Bureau Credit Scores and Reports, Monthly

AI-Driven Interactive Credit Analysis

Unlimited Dispute Generation

Real Results. Real Fast.

Take control of your credit with easy disputing and AI score boosting tools - all in the palm of your hand.

A High Score is Your Right

Easily dispute flaws to ALL 3 bureaus. Don't be scared - disputing is your right and won't hurt your score!

Easily dispute flaws to a credit bureau. Don't be scared - disputing is your right and won't hurt your score!

Two phones showing CreditBuilderIQ interface

Be Part of the Credit Success Story: Millions Have Improved Their Scores With Us.

1 Week for $1, Then 38% Off

Renews at $39.99 $24.46/month after trial period. Cancel Anytime.

Score Center

View your latest credit scores from the 3 major bureaus and set your credit score goals.

View your latest credit score and set your score goals.

Credit Report Review

Review flagged items that can potentially be negatively affecting your credit score.

Track Your Progress

Easily keep track of your dispute letters and the responses you receive from the credit bureaus.

CreditBuilderIQ member site card showing a sent dispute letter to Equifax

CreditBuilderIQ member site card showing a sent dispute letter to Transunion

Dispute Hub

We make it easy to dispute those negative items on your credit report. Our Dispute Hub generates custom dispute letters for each credit bureau and tracks your progress.

1 in 3 People

have an inaccuracy on their credit report.

Source: Consumers Report

20 points in 30 days

You can increase your credit score by at least 20 points in 30 days.

Source: CreditXpert Mortgage Credit Potential Index

50 Points or More

Increase your credit score by 50 points or more for those who stay on the product longer.

Source: IDIQ® Study of IdentityIQ® and MyScoreIQ® brands

38% Off After Trial

Terms and Conditions

Screens may be modified for demonstration purposes and subject to change.
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‍¹ Legality of a credit check in the hiring process varies by state.
² Legality of a credit check for insurance premium pricing varies by state.

Results may vary. CreditBuilderIQ℠ services are 100% U.S.-based. CreditBuilderIQ provides credit report information from Experian, Equifax and TransUnion. CreditBuilderIQ does not provide credit counseling services and does not promise to help you obtain a loan or improve your credit record, history, or score. CreditBuilderIQ is not responsible for the content, accuracy, or completeness of your credit reports. Not all lenders use Experian, Equifax, or Transunion credit files. The credit scores provided are based on the VantageScore® 3.0 model. Lenders use a variety of credit scores and are likely to use a credit score different than the VantageScore® 3.0 model to assess your creditworthiness.

Results may vary. CreditBuilderIQ℠ services are 100% U.S.-based. CreditBuilderIQ provides credit report information from one or more of the three major credit bureaus: Experian, Equifax, and TransUnion. CreditBuilderIQ does not provide credit counseling services and does not promise to help you obtain a loan or improve your credit record, history, or score. CreditBuilderIQ is not responsible for the content, accuracy, or completeness of your credit reports. Not all lenders use Experian, Equifax, or Transunion credit files. The credit scores provided are based on the VantageScore® 3.0 model. Lenders use a variety of credit scores and are likely to use a credit score different than the VantageScore® 3.0 model to assess your creditworthiness.