Start Building Your Credit Now
Stop feeling the pain of a poor credit score. Take your credit into your own hands today, so you can have the future you deserve.
Credit Building Tools at Your Fingertips
Sign up in a few clicks, and we analyze your credit information from all 3 major bureaus. Our AI flags your credit report for items negatively affecting your score, helps you generate dispute letters, and gives you education on how to build your score.
Disputing Made Easy
We search your credit report for factors negatively affecting your score, so you can easily dispute and send them to the major credit bureaus. Disputing does NOT harm your credit score! It’s a win-win regardless of the outcome.
1 in 3 People
have an inaccuracy on their credit report.
Source: Consumers Report
20 points in 30 days
You can increase your credit score by at least 20 points in 30 days.
Source: CreditXpert Mortgage Credit Potential Index
50 Points or More
Source: IDIQ® Study of IdentityIQ® and MyScoreIQ® brands
Qualify For That Dream Home & Save Money
Dreaming of that new home? Excellent credit can open doors to better mortgage rates and loan options.
Make It Easier To Get Hired
Excellent credit can improve job prospects and opportunities.1
Lower Insurance Premiums
Imagine lower insurance premiums because of your excellent credit! Higher credit scores can mean significant savings on insurance costs.2
Get Started For $a/mo
We give you the tools to take action to build your credit.
Score Center
View your latest credit scores from the 3 major bureaus and set your credit score goals.
Credit Report Review
Review flagged items that can potentially be negatively affecting your credit score.
Track Your Progress
Easily keep track of your dispute letters and the responses you receive from the credit bureaus.
3-Bureau Credit Scores & Reports
AI-Driven Interactive Credit Analysis
Unlimited Dispute Generation
Dispute Hub
We make it easy to dispute those negative items on your credit report. Our Dispute Hub generates custom dispute letters for each credit bureau and tracks your progress.
1 Legality of a credit check in the hiring process varies by state.
2 Legality of a credit check for insurance premium pricing varies by state.
Results may vary. CreditBuilderIQ℠ services are 100% U.S.-based. CreditBuilderIQ provides credit report information from Experian, Equifax and TransUnion. CreditBuilderIQ does not provide credit counseling services and does not promise to help you obtain a loan or improve your credit record, history, or score. CreditBuilderIQ is not responsible for the content, accuracy, or completeness of your credit reports. Not all lenders use Experian, Equifax, or Transunion credit files. The credit scores provided are based on the VantageScore® 3.0 model. Lenders use a variety of credit scores and are likely to use a credit score different than the VantageScore® 3.0 model to assess your creditworthiness.