Pay Rent, Build Credit. It’s That Simple
Build your credit by reporting the rent payments you’re already making. We only report positive payments.
Finally, Renters Can Get the Same Credit Benefits as Homeowners
Boost your credit by reporting on-time rent payments to the major credit bureaus, building your credit just like mortgage payments would.
Renters have been at a disadvantage over homeowners for decades, since rent payments don’t usually show up on your credit report (while mortgage payments do). Now, CreditBuilderIQ helps you build your credit the way you deserve by reporting your on-time rent payments to the three major credit bureaus.
Effortless Rent Reporting
Simply connect your accounts directly from the CreditBuilderIQ platform, and we take care of the rest.
Positive [Payment] Vibes Only
Only on-time, positive rent payments are reported – so you don’t have to stress about missed or late rent payments showing on your credit report.
Get a New Tradeline Without New Debt
FAQs
Questions? We have answers for you!
Only when you use a reporting service like CreditBuilderIQ, as rent is not automatically reported to the credit bureaus in most cases.
A recent TransUnion study showed that adding rent payments to your credit report increased credit scores by an average of 60 points, but the exact impact will depend on each individual. If you have no credit profile, this is also a good way to start building one.
Rent reporting allows you to get credit for on-time rent payments by reporting them to the major credit bureaus. For CreditBuilderIQ members, you simply link your bank account from your secure member portal, select which payment is for rent, and we’ll handle reporting your confirmed payments on a monthly basis.
Results may vary. CreditBuilderIQ℠ services are 100% U.S.-based. CreditBuilderIQ provides credit report information from Experian, Equifax and TransUnion. CreditBuilderIQ does not provide credit counseling services and does not promise to help you obtain a loan or improve your credit record, history, or score. CreditBuilderIQ is not responsible for the content, accuracy, or completeness of your credit reports. Not all lenders use Experian, Equifax, or Transunion credit files. The credit scores provided are based on the VantageScore® 3.0 model. Lenders use a variety of credit scores and are likely to use a credit score different than the VantageScore® 3.0 model to assess your creditworthiness.
Results may vary. Some members may not see an increased score or increased creditworthiness. Lenders use a variety of credit scores and may make decisions about your creditworthiness based on a credit score different from those impacted by positive rental and utility reporting.
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