Start Your Journey to Great Credit

Personalized tools you need to get the credit scores you deserve

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Our mission is to help you get the credit report and scores you deserve. We believe everyone should be able to access and understand their credit report, see inaccuracies, easily dispute inaccuracies, and receive education on how to build their credit scores – so we’ve created a tool to do just that!

Start Building Credit
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Identity Restoration

We make the dispute process simple and straightforward, exactly how it should be.

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Stay informed with our built-in credit education resources

Forget confusing credit jargon. Our software makes credit accessible, breaking down complex concepts into clear, actionable steps.

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Customize your journey with features that address your unique needs and goals

Solutions specific to you and your goals with every user getting a unique experience.

  • Experience the thrill of taking control.
  • Break free from credit anxiety and embrace financial freedom.
  • Watch your score build, fueled by your determination and hard work.
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Screens may be modified for demonstration purposes and subject to change.

Results may vary. CreditBuilderIQ℠ services are 100% U.S.-based. CreditBuilderIQ provides credit report information from Experian, Equifax and TransUnion. CreditBuilderIQ does not provide credit counseling services and does not promise to help you obtain a loan or improve your credit record, history, or score. CreditBuilderIQ is not responsible for the content, accuracy, or completeness of your credit reports. Not all lenders use Experian, Equifax, or Transunion credit files. The credit scores provided are based on the VantageScore® 3.0 model. Lenders use a variety of credit scores and are likely to use a credit score different than the VantageScore® 3.0 model to assess your creditworthiness.

© 2025 IDIQ® provider of CreditBuilderIQSM services. All Rights Reserved.