Credit Management Made Easy

Our smart software streamlines your journey to build credit, so you can get where you’re going faster.

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How It Works

It’s simple and easy to reach your credit goals.

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Sign up

Sign up in a few clicks, and we analyze your credit information from all 3 major bureaus.

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Use our smart software to manage your credit

Our AI flags your credit report for items negatively affecting your score, helps you generate dispute letters, and gives you education on how to build your score.

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Enjoy the freedom your new credit gives you!

Buy your home, get that loan, save thousands of dollars on interest, and more.

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What is flagged on your credit report?

Our exclusive technology automatically flags credit report items that need review, so you don’t have to spend hours checking your credit report line by line.

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Identity Restoration

We make the dispute process simple and straightforward, exactly how it should be.

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Stay informed with our built-in credit education resources

Forget confusing credit jargon. Our software makes credit accessible, breaking down complex concepts into clear, actionable steps.

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Screens may be modified for demonstration purposes and subject to change.

Results may vary. CreditBuilderIQ℠ services are 100% U.S.-based. CreditBuilderIQ provides credit report information from Experian, Equifax and TransUnion. CreditBuilderIQ does not provide credit counseling services and does not promise to help you obtain a loan or improve your credit record, history, or score. CreditBuilderIQ is not responsible for the content, accuracy, or completeness of your credit reports. Not all lenders use Experian, Equifax, or Transunion credit files. The credit scores provided are based on the VantageScore® 3.0 model. Lenders use a variety of credit scores and are likely to use a credit score different than the VantageScore® 3.0 model to assess your creditworthiness.

© 2025 IDIQ® provider of CreditBuilderIQSM services. All Rights Reserved.