Track, Manage, and Conquer Your Credit Disputes with Ease
Your journey to an excellent credit score starts here.


Change your financial future, one dispute at a time
Even small inaccuracies on your credit report can negatively impact your score.
Reviewing your credit reports and submitting disputes for inaccuracies is important. But the dispute process can be tedious – that’s where we come in. We give you the tools to easily craft well-written dispute letters to send to the credit bureaus.

Effortless tracking
Stay in control with our intuitive tracking system. Monitor every dispute letter from creation to completion, so you never miss a beat in your credit journey.


Status updates
Mark your progress as you go, so you can stay organized and have a clear visual representation of your credit dispute journey.
Dispute results
Record bureau responses, and keep your records complete.

Simplified actions
With just a few clicks, you can print and mark dispute letters as sent. Our streamlined process empowers you to take swift and decisive actions, saving you time and effort in managing your credit disputes.


FAQs
Questions? We have answers for you!
You can increase your credit score by at least 20 points in 30 days.
Source: CreditXpert Mortgage Credit Potential Index
Don’t be afraid to dispute – disputing does not negatively impact your credit score.

Results may vary. CreditBuilderIQ℠ services are 100% U.S.-based. CreditBuilderIQ provides credit report information from Experian, Equifax and TransUnion. CreditBuilderIQ does not provide credit counseling services and does not promise to help you obtain a loan or improve your credit record, history, or score. CreditBuilderIQ is not responsible for the content, accuracy, or completeness of your credit reports. Not all lenders use Experian, Equifax, or Transunion credit files. The credit scores provided are based on the VantageScore® 3.0 model. Lenders use a variety of credit scores and are likely to use a credit score different than the VantageScore® 3.0 model to assess your creditworthiness.
© 2025 IDIQ® provider of CreditBuilderIQSM services. All Rights Reserved.