What do lenders see on your credit report

What Do Lenders See on Your Credit Report? 6 Key Factors That Impact Your Approval 

Lenders look at your full credit report – not just your score – to better understand your financial habits. Whether you’re applying for a mortgage, ...
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How to build credit fast

How to Build Credit Fast: 6 Things You Can Do Today 

With the average credit score in the United States at 717 out of 850, most people have room for improvement. Building credit might seem overwhelming, ...
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Credit Facts or Fiction

Credit Facts or Fiction

When it comes to managing credit, there’s no shortage of advice – and myths – that get passed around. Ever heard that checking your credit ...
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Key tips to help improve your credit score

Key Tips to Help Improve Your Credit Score

If you’re reading this, chances are you’re looking to work on your less-than-stellar credit and map out a path toward a brighter financial future. Whether ...
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Woman on laptop learning about budget DIY credit management

Budget DIY Credit Management: Strategies for Financial Wellness

The desire to build one’s credit, also known as DIY credit management, is often met with the challenges of a tight budget. The good news ...
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Woman on her couch learning about DIY credit management for millennials, using her tablet.

DIY Credit Management for Millennials: Navigate Credit in the Digital Age 

The financial habits that build good credit remain the same no matter how old you are, but millennials have faced many challenges that can hold ...
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Woman learning how to remove missed payments from credit report

How To Remove Missed Payments from Your Credit Report

Missed payments can have a significant impact on your credit score, making it harder to secure loans, credit cards, and even rental agreements. And now ...
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Woman deciding between diy credit management vs hiring a credit management company

DIY Credit Management vs. Hiring a Credit Management Company: Pros and Cons  

If your credit is poor or you are expecting a negative impact on your credit scores, don’t lose hope. You have two good options to ...
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A woman holding credit cards and learning about credit management.

Understanding How to Manage Credit

Understanding credit management and its impact on your financial well-being is crucial in today’s economy. This guide provides a foundational understanding of credit management, actionable ...
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Woman on laptop learning about DIY Credit management.

Does DIY Credit Management Software Really Work?

Picture yourself on a DIY project, let’s say, building a piece of furniture. You have the manual in one hand and the tools in the ...
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Consumers review credit scores with an expert

New Report Details the Modern Credit Challenge for Consumers

IDIQ®, a financial intelligence company that offers CreditBuilderIQ, has released new data that details consumer credit concerns voiced by mortgage, real estate, and lending professionals ...
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The Beginner’s Guide to Budgeting

Financial strength begins with budgeting. Your budget stabilizes your life, helping you manage your income and expenses and, ultimately, achieve your financial goals. Without a ...
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